The foreign exchange (FX) schedules tell you everything you need to know to make your conversion on time. As long as you create your conversion before the cut off time given in below table, the conversions would settle on your desired date. Please be aware that when making FX conversions, the cut-off time of the currency with higher rank will be used. Let us say you want to buy Australian Dollars (AUD) with UK Sterling (GBP). Australian Dollars (AUD) has a cut off of 13:00, while UK Sterling (GBP) has a cut off of 14:20. Since AUD has a higher rank in this table, the cut off for converting same day will be 13:00. Conversions must therefore be created before the cut off time on the desired conversion date. If you miss the cut off, the conversion would settle next business day. Our trading time begins on Sunday 17:02 ET and closes Friday 17:00 ET*. In addition, we have a 90 second daily downtime from 17:00 ET.